Saturday, September 8, 2012

TOO MUCH SPENDING!

Like many young females my age, I have been struggling to live within my means.  I found that there is so much information out there that I can't possibly address it all at once!  Plus, there are so many theories and ideas of how to make this work!

About me:  I'm a 26 year old college graduate that loves to move and loves to shop!  I've been on a quarter life crises of buying and changing jobs like it's my job!  So my serious finiancal issues turned up when I decided a month ago to take a job that would include a pay cut.  As it was I was hardly(or not at all) saving money!  Now with a pay cut there will be non-existent savings if something doesn't change!

I grew up in a family that believed in savings and not using credit cards to get into debt  I am fortunate to not have any credit card debt, but I do however have student loans and a car loan.  I do realize that I am not in as bad of a situation as most, but at the end of the day I still don't have a savings account.  I've spent three years in the real work force and nothing to show for it!  So please join me for my journey to living within my means and finding financial freedom.